When life is going well, it can be hard to plan for the worst. So, many of us don’t include long-term care into our financial planning, and take routine tasks like bathing, eating, dressing and simply moving around for granted.
Mistakenly, many Canadians believe their provincial health care plans will cover the costs of long-term care, but many plans don’t. Thankfully, there is another option.
Long-term care insurance is a simple, affordable way to help cover the costs of care that you or your spouse may need in the event of chronic illness or disability, or simply due to the normal effects of aging.
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